Need-To-Know Insights, Guidance, and News to Secure Your Benefits

College costs have skyrocketed over the years, and many find that they simply cannot afford it. Even after applying for FAFSA and private scholarships, students are left with a choice: carry a huge debt b...

The Social Security Fairness Act, H.R. 82, has passed the U.S. House of Representatives with strong bipartisan support, signaling a potential shift in how Social Security benefits are calculated for ...

Big changes are coming to Social Security in 2025. These updates could affect your benefits, earnings, and even how much of your income is taxed. Whether you're already collecting benefits or p...

Relying solely on Social Security SSI or SSDI can make debt feel overwhelming, but you still have options to manage and reduce your debt without risking your income.   Your Social Security...

If you were born in 1959, you can’t get full Social Security benefits at 67. Your full retirement age is actually 66 years and 10 months, according to the Social Security Administ...

The "starving artist" persona is very real, unfortunately. Many people who dedicate their lives to the arts don't end up rich. It's a matter of choosing between what makes one truly happy versus what earns ...

Personal grants are monetary aids given by the federal government and non-profits to individuals facing financial challenges. You can apply the grants for personal use and bills and in any other situation that requires...

We live in polarizing times, which isn't news to anyone who may read this. Going back to the days of George W. Bush, the United States has been very polarized, with polarizing figures emerging on both sides of the aisle. Ja...

A personal grant is any monetary assistance offered by the government or non-profits to individuals during financially challenging periods. The government provides financial aid for household expenses,...