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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Could Your 401(k) Soon Include Real Estate, Crypto, and Private Investments? Here’s What It Means for Americans

A potential policy shift could soon change the way millions of Americans save for retirement, by allowing alternative assets like real estate projects, priva...

Student Loans in 2025: Major Repayment Changes Coming: Here's What You Should Know

If you have federal student loans, August 2025 could mark a turning point. Big changes are coming to repayment plans, and if you don’t act, your balance could grow faster than you ex...

Did You Leave a Job? Your Old 401(k) Might Be Worth More Than You Think

If you’ve ever switched jobs, your retirement money might not have come with you. Millions of Americans are in the same boat. According to Capitalize, over $1.7 trillion is sitting in forgotten o...

Federal PPP Loans Now Have More Business-Friendly Terms

Congress has passed, and President Trump has signed, a bill that reforms the Paycheck Protection Program. This large expenditure of federal money has provided funds to small businesses to help them stay afloat during th...

America’s Food Lifelines: 20 Largest Food Banks Ready to Help Amid November SNAP Uncertainty

Americans may lose their SNAP food benefits in November 2025 if the federal government shutdown continues. Several states including Pennsylvania, New Jersey, Maryland, New York, ...

Social Security Confirms 2.8% COLA Increase for 2026 Beneficiaries

The Social Security Administration (SSA) announced a 2.8% cost-of-living adjustment (COLA) for 2026, increasing benefits for about 75 million Americans who receive Social Security or Supplemental Security Inco...

SNAP and WIC Funding at Risk: States Warn Payments May Stop in November if Government Shutdown Continues

Millions of Americans may lose their SNAP food benefits in November 2025 if the federal government shutdown doesn’t end soon. States like Pennsylvania, New Jersey...

IRS Updates FAQs on Employee Retention Credit (ERC) Claims Under the “One, Big, Beautiful Bill”

The Internal Revenue Service (IRS) has released new Frequently Asked Questions (FAQs) in Fact Sheet 2025-07 to help taxpayers understand the limitations on Employee Retention C...

Affordable Housing Help: Top Federal Loan Programs for Buyers as Mortgage Rates Hit 2025 Lows

Lower borrowing costs and easing home prices could help buyers get back into the market There’s finally some good news for Americans looking to buy a home. After months o...